ທ່ານອາດຈະຕິດໜີ້ພາສີສໍາລັບການໃຫ້ອະໄພເງິນກູ້ນັກສຶກສາຂອງລັດຖະບານກາງຢູ່ໃນລັດເຫຼົ່ານີ້

If you’re one of the millions of Americans expecting ການໃຫ້ອະໄພເງິນກູ້ນັກສຶກສາ, you won’t owe ພາສີຂອງລັດຖະບານກາງ. But that doesn’t mean you’re off the hook at the state level.

Indiana is the latest to confirm forgiveness will trigger state income taxes, and some borrowers may owe county levies on top of state income tax.

“As this law is clearly defined, there is no need for additional administrative rules,” a spokesperson with Indiana’s Department of Revenue said. “Any legislative change must come from the General Assembly.”

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A provision from the American Rescue Plan of 2021 makes student loan forgiveness federally tax-free through 2025, and state income taxes depend on whether and when there’s state conformity with federal tax laws.

Last week, Mississippi’s Department of Revenue confirmed with CNBC that student loan forgiveness will be taxable, and the North Carolina Department of Revenue shared the same in a ຂ່າວປະຊາສໍາພັນ.

Of course, with state legislation in flux, it’s still possible these tax policies, among others, may change.

In addition to Indiana, Mississippi and North Carolina, state-level taxation also may be possible in Arkansas, California, Minnesota and Wisconsin, according to a ການວິເຄາະເບື້ອງຕົ້ນ ຈາກມູນນິທິພາສີ.  

The organization initially estimated that 13 ລັດອາດຈະພາສີການໃຫ້ອະໄພເງິນກູ້ນັກສຶກສາ and has revised projections with updates.

It now projects seven states — Arkansas, California, Indiana, Minnesota, Mississippi, North Carolina and Wisconsin — may tax student loan forgiveness.

Taxing forgiveness isn’t likely in Massachusetts, but the state hasn’t shared an official determination.

Currently, here’s a breakdown of the status in pending states.

ເຖິງແມ່ນວ່າພະແນກການເງິນແລະບໍລິຫານລັດ Arkansas ບໍ່ໄດ້ອອກການຕັດສິນໃຈຢ່າງເປັນທາງການ, ການກໍານົດອາດຈະມາຮອດໃນສອງສາມມື້ຂ້າງຫນ້າ, ໂຄສົກບອກ CNBC.

ຢ່າງໃດກໍ່ຕາມ, ລັດບໍ່ປະຕິບັດຕາມລະຫັດຂອງລັດຖະບານກາງ "ໃນທາງທີ່ສໍາຄັນ," ອີງຕາມມູນນິທິພາສີ, ເຮັດໃຫ້ຫນີ້ສິນຂອງນັກຮຽນທີ່ໄດ້ຮັບການອະໄພອາດຈະຖືກເກັບພາສີໂດຍບໍ່ມີການດໍາເນີນການຂອງລັດ.

California may also tax student loan forgiveness, depending on how the Department of Education administers the program, a spokesperson from the state’s Franchise Tax Board told CNBC.

While the Massachusetts Department of Revenue hasn’t made a final determination, state Rep. Steve Owens, a Democrat, said ໃນ Tweet ນັ້ນ ການໃຫ້ອະໄພເງິນກູ້ຂອງນັກຮຽນນັ້ນຈະບໍ່ເສຍພາສີ.

ສິ່ງທີ່ເພີ່ມເຕີມ, ລັດໄດ້ແລ້ວ ອອກ ຄຳ ແນະ ນຳ ກ່ຽວກັບການປະຕິບັດຕາມການຍົກເວັ້ນແຜນການກູ້ໄພຂອງອາເມລິກາ, Owens ກ່າວໃນ a tweet ແຍກຕ່າງຫາກ.  

ກົມລາຍຮັບຂອງລັດ Mississippi ໄດ້ຢືນຢັນກັບ CNBC ວ່າການໃຫ້ອະໄພເງິນກູ້ຂອງນັກຮຽນຈະຖືກເກັບພາສີໃນລະດັບລັດ.

ການໃຫ້ອະໄພເງິນກູ້ຂອງນັກຮຽນແມ່ນ "ປະຈຸບັນຖືວ່າເປັນລາຍຮັບທີ່ຕ້ອງເສຍພາສີ," ອີງຕາມ a ຂ່າວປະຊາສໍາພັນ from the North Carolina Department of Revenue. However, the department is monitoring legislation changes from the state’s General Assembly.

With the state tax law conforming before the American Rescue Plan Act, it’s possible Wisconsin may tax student loan forgiveness, according to the Tax Foundation.

Tax-free forgiveness will require a statutory change and action from the state legislature, a spokesperson for the Wisconsin Department of Revenue told CNBC.

“We will certainly address this discrepancy with federal law in our upcoming biennial budget request in an effort to ensure Wisconsin taxpayers don’t face penalties and increased taxes for having their loans forgiven,” they said.